Income Waterfall UKFarm 72
Income Waterfall UK

Salary, interest and dividends

Stack three income types in the order used by the waterfall.

Decision boundary

Use one tax year's actual non-savings income, taxable interest and dividends. Confirm current allowances and mixed-band treatment before filing.

Official source

Open HMRC savings guidance

Back to the waterfall

Get the savings-and-dividend waterfall worksheet after confirming your email.